by Calculated Danger on 2/04/2025 11:27:00 AM
At present, within the Calculated Danger Actual Property Publication: Fannie and Freddie: Single Household Critical Delinquency Charges Elevated in December
Excerpt:
Freddie Mac reported that the Single-Household severe delinquency price in December was 0.59%, up from 0.56% November. Freddie’s price is up year-over-year from 0.55% in December 2023, nevertheless, that is under the pre-pandemic degree of 0.60%.
Freddie’s severe delinquency price peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 in the course of the pandemic.
Fannie Mae reported that the Single-Household severe delinquency price in December was 0.56%, up from 0.53% in November. The intense delinquency price is up year-over-year from 0.55% in December 2023, nevertheless, that is under the pre-pandemic lows of 0.65%.
The Fannie Mae severe delinquency price peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 in the course of the pandemic.